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银行系统效率和稳定性

时间区间

1960-2021


字段展示

银行系统效率和稳定性-英文字段银行系统效率和稳定性-英文字段指标说明
Country/Area国家/地区
Code代码
ContinentCode大陆板块代码
Year年份
Bank lending-deposit interest rate spread银行贷款-存款利率利差Definition: Difference between the lending rate and the deposit rate. The lending rate is the rate charged by banks on loans to the private sector and the deposit interest rate is the rate offered by commercial banks on three-month deposits.
Bank cost to income ratio, in percent银行成本与收入比率,百分比Definition: Operating expenses of a bank as a share of the sum of net-interest revenue and other operating income. The numerator and denominator are first aggregated on the country level before division. Note that banks used in the calculation might differ between indicators. Calculated from underlying bank-by-bank unconsolidated data from Bankscope.
Non-performing loans as percent of all bank loans不良贷款占所有银行贷款的百分比Definition: Bank nonperforming loans to total gross loans are the value of nonperforming loans divided by the total value of the loan portfolio (including nonperforming loans before the deduction of specific loan-loss provisions). The loan amount recorded as nonperforming should be the gross value of the loan as recorded on the balance sheet, not just the amount that is overdue.
Bank overhead costs, percent of total assets银行管理费用,占总资产的百分比Definition: Operating expenses of a bank as a share of the value of all assets held. Total assets include total earning assets, cash and due from banks, foreclosed real estate, fixed assets, goodwill, other intangibles, current tax assets, deferred tax assets, discontinued operations and other assets. The numerator and denominator are first aggregated on the country level before division. Note that banks used in the calculation might differ between indicators. Calculated from underlying bank-by-bank unconsolidated data from Bankscope.
Bank interest revenue, percent of interest-bearing assets银行利息收入,占生息资产的百分比Definition: Accounting value of bank's net interest revenue as a share of its average interest-bearing (total earning) assets. The numerator and denominator are aggregated on the country level before division. Note that banks used in the calculation might differ between indicators. Calculated from underlying bank-by-bank unconsolidated data from Bankscope.
Bank credit as percent of bank deposits银行信贷占银行存款的百分比Definition: The financial resources provided to the private sector by domestic money banks as a share of total deposits. Domestic money banks comprise commercial banks and other financial institutions that accept transferable deposits, such as demand deposits. Total deposits include demand, time and saving deposits in deposit money banks.
Banking system regulatory capital to risk-weighted assets银行系统监管资本占风险加权资产的比例Definition: The capital adequacy of deposit takers. It is a ratio of total regulatory capital to its assets held, weighted according to the risk of those assets.
Bank return on assets, in percent银行资产回报率,百分比Definition: Commercial banks’ pre-tax income to yearly averaged total assets. The numerator and denominator are first aggregated on the country level before division. Note that banks used in the calculation might differ between indicators. Calculated from underlying bank-by-bank unconsolidated data from Bankscope.
Bank return on equity, in percent银行股本回报率,百分比Definition: Commercial banks’ pre-tax income to yearly averaged equity. The numerator and denominator are first aggregated on the country level before division. Note that banks used in the calculation might differ between indicators. Calculated from underlying bank-by-bank unconsolidated data from Bankscope.
Banking system z-scores银行系统z-分数Definition: The index captures the probability of default of a country's banking system. Z-score compares the buffer of a country's banking system (capitalization and returns) with the volatility of those returns. It is estimated as (ROA+(equity/assets))/sd(ROA); sd(ROA) is the standard deviation of ROA. ROA, equity, and assets are country-level aggregate figures. Calculated from underlying bank-by-bank unconsolidated data from Bankscope.
Bank liquid assets to deposits and short-term funding银行流动资产对存款和短期资金的比例Definition: The ratio of the value of liquid assets (easily converted to cash) to short-term funding plus total deposits. Liquid assets include cash and due from banks, trading securities and at fair value through income, loans and advances to banks, reverse repos and cash collaterals. Deposits and short term funding includes total customer deposits (current, savings and term) and short term borrowing (money market instruments, CDs and other deposits).
Banking system capital, percent of assets银行系统资本,占资产的百分比Definition: Ratio of bank capital and reserves to total assets. Capital and reserves include funds contributed by owners, retained earnings, general and special reserves, provisions, and valuation adjustments. Capital includes tier 1 capital (paid-up shares and common stock), which is a common feature in all countries' banking systems, and total regulatory capital, which includes several specified types of subordinated debt instruments that need not be repaid if the funds are required to maintain minimum capital levels (these comprise tier 2 and tier 3 capital). Total assets include all nonfinancial and financial assets. Reported by IMF staff. Note that due to differences in national accounting, taxation, and supervisory regimes, these data are not strictly comparable across countries.
Bank non-interest income to total income, in percent银行非利息收入占总收入的比例,百分比Definition: Bank’s income that has been generated by noninterest related activities as a percentage of total income (net-interest income plus noninterest income). Noninterest related income includes net gains on trading and derivatives, net gains on other securities, net fees and commissions and other operating income. The number is only calculated when net-interest income is not negative. Note that banks used in the calculation might differ between indicators. Calculated from underlying bank-by-bank unconsolidated data from Bankscope.
Interest rates on bank credit to the private sector银行对私人部门信贷的利率Definition: Lending rate is the bank rate that usually meets the short- and medium-term financing needs of the private sector. This rate is normally differentiated according to creditworthiness of borrowers and objectives of financing. The terms and conditions attached to these rates differ by country, however, limiting their comparability.
Real interest rate: Bank lending rate minus inflation实际利率:银行贷款利率减去通货膨胀率Definition: Real interest rate is the lending interest rate adjusted for inflation as measured by the GDP deflator. The terms and conditions attached to lending rates differ by country, however, limiting their comparability.
Index of legal rights for creditors and borrowers (0 = weak to 12 = strong)债权人和债务人的合法权利指数(0=弱到12=强)Definition: The strength of legal rights index measures whether certain features that facilitate lending exist within the appli­cable collateral and bankruptcy laws. The index ranges from 0 to 12 based on the methodology in the Doing Business 15-20 studies.
Credit information sharing index, 0 (low) - 8 (high)信用信息共享指数,0(低)-8(高)Definition: The strength of legal rights index measures whether certain features that facilitate lending exist within the appli­cable collateral and bankruptcy laws. The index ranges from 0 to 12 based on the methodology in the Doing Business 15-20 studies.

样本数据

Country/AreaCodeContinentCodeYearBank lending-deposit interest rate spreadBank cost to income ratio, in percentNon-performing loans as percent of all bank loansBank overhead costs, percent of total assetsBank interest revenue, percent of interest-bearing assetsBank credit as percent of bank depositsBanking system regulatory capital to risk-weighted assetsBank return on assets, in percentBank return on equity, in percentBanking system z-scoresBank liquid assets to deposits and short-term fundingBanking system capital, percent of assetsBank non-interest income to total income, in percentInterest rates on bank credit to the private sectorIndex of legal rights for creditors and borrowers (0 = weak to 12 = strong)Credit information sharing index, 0 (low) - 8 (high)
国家/地区代码大陆板块代码年份银行贷款-存款利率利差银行成本与收入比率,百分比不良贷款占所有银行贷款的百分比银行管理费用,占总资产的百分比银行利息收入,占生息资产的百分比银行信贷占银行存款的百分比银行系统监管资本占风险加权资产的比例银行资产回报率,百分比银行股本回报率,百分比银行系统z-分数银行流动资产对存款和短期资金的比例银行系统资本,占资产的百分比银行非利息收入占总收入的比例,百分比银行对私人部门信贷的利率债权人和债务人的合法权利指数(0=弱到12=强)信用信息共享指数,0(低)-8(高)
AfghanistanAFGAS1960615.47
AfghanistanAFGAS1961420.96
AfghanistanAFGAS1962308.33
AfghanistanAFGAS1963316.03
AfghanistanAFGAS1964219.44
AfghanistanAFGAS1965182.35
AfghanistanAFGAS1966190.41
AfghanistanAFGAS1967193.59
AfghanistanAFGAS1968174.31
AfghanistanAFGAS1969124.73
AfghanistanAFGAS1970151.48
AfghanistanAFGAS1971108.31
AfghanistanAFGAS1972114.01
AfghanistanAFGAS1973129.33
AfghanistanAFGAS1974133.16
AfghanistanAFGAS1975100.34
AfghanistanAFGAS197687.08
AfghanistanAFGAS197771.66
AfghanistanAFGAS197897.29
AfghanistanAFGAS197999.88
AfghanistanAFGAS198092.77
AfghanistanAFGAS198167.79
AfghanistanAFGAS200661.6152.914974.2939.0517.97
AfghanistanAFGAS200798.087.628.2159.41-0.55-2.2731.9742.1620.9118.14
AfghanistanAFGAS200858.75.510.3960.272.7619.419.954215.7314.92
AfghanistanAFGAS200963.036.0411.0356.991.611.3626.6954.1621.3315
AfghanistanAFGAS201064.5249.93.485.5961.690.85.124.9562.5642.8115.61
AfghanistanAFGAS201180.154.74.536.4526.12-0.621.618.9860.8229.5215.15
AfghanistanAFGAS201285.914.964.215.89230.5814.6418.8965.148.615
AfghanistanAFGAS201375.54.853.846.1923.640.8110.8618.9961.2840.815.080
AfghanistanAFGAS201475.867.783.625.2621.580.618.1116.5960.4342.081590
AfghanistanAFGAS201573.9712.053.054.522.07-0.04-0.2416.8766.6245.611590
AfghanistanAFGAS201653.7511.073.184.6819.911.9318.3419.5667.3761.891590
AfghanistanAFGAS201779.7812.23.233.8519.450.888.0617.7366.0653.9414.8490
AfghanistanAFGAS201868.58.892.752.9718.230.98.511765.6359.1690
AfghanistanAFGAS201970.772.973.0718.761.1510.5219.3266.2557.2100
AfghanistanAFGAS202076.373.092.9616.830.43.5717.6866.3160.5610
AfghanistanAFGAS202164.392.681.721.3711.0524.9272.3879.01
AlbaniaALBEU19861
AlbaniaALBEU19871
AlbaniaALBEU19881
AlbaniaALBEU19891
AlbaniaALBEU19901
AlbaniaALBEU19911
AlbaniaALBEU19922.0820.58
AlbaniaALBEU19932.2529.58
AlbaniaALBEU19943.8316.6923.67
AlbaniaALBEU19954.3512.7419.65
AlbaniaALBEU19967.1810.223.96

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