&esmp;Banks are financial institutions engaged in currency and credit operations. They emerge as products of the development of commodity-money economies to a certain stage, functioning through issuing credit money, managing currency circulation, regulating capital supply and demand, and handling currency deposits, loans, and settlements.
Since the reform and opening-up, China's commodity economy has become increasingly active, and the scale of the banking industry has developed rapidly. However, against the backdrop of accelerating interest rate liberalization, intensifying internal and external competition, and declining profit growth, financial institutions in the banking sector must make corresponding strategic adjustments in business structure, resource allocation, and regional layout. Industry research targeting development environments and market demands has become increasingly crucial.
To support relevant research, CnOpenData has launched China's bank loan five-category classification data. This dataset covers loan five-category classification information disclosed in annual and interim reports of nearly 1,000 domestic banks, including fields such as bank name, year, reporting period, classification, ending balance, and proportion.
Time Period
2016-2023.8.31
Field Display
Sample Data
Relevant Literature
- She Kaiwen, Shen Yu, Zhao Shaoyang, 2024: "The Impact of Big Data on Bank Credit Behavior—Evidence from Digital Social Credit Platforms," Economic Research Journal, No. 3.
- Ding Xin, Zhou Ye, 2024: "Digital Transformation and Bank Credit Allocation—Based on the Perspective of Bank Loans to the Real Economy," The Journal of Quantitative & Technical Economics, No. 3.
Data Update Frequency
No updates