Banks are financial institutions that operate currency and credit businesses. They issue credit currency, manage currency circulation, adjust fund supply and demand, and handle currency deposits, loans and settlements. They are the product of the development of commodity-currency economy to a certain stage.
Since the reform and opening up, my country's commodity economy has become increasingly active, and the scale of the banking industry has developed rapidly. However, in the context of accelerated interest rate marketization, intensified domestic and foreign competition, and declining profit growth, banking financial institutions must make corresponding strategic adjustments in business structure, resource allocation and regional layout. Industry research on the industry development environment and market demand is becoming increasingly important.
To assist related research, CnOpenData has launched the data of the top ten borrowers of all Chinese banks, covering the top ten borrowers disclosed in the annual reports and semi-annual reports of hundreds of domestic banks, including fields such as bank name, year, reporting period, borrower, end-of-period number, proportion of total loans, and proportion of net capital.
Time interval
2016-2023.8.31
Field display
< td>% of total loansTable of data fields of the top ten borrowers of all banks in China |
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Bank name |
Year |
Reporting period |
Borrower |
End of period (yuan) |
% of net capital |
Industry |
Sample data
Bank name | Year | Reporting period | Borrower | End of period (RMB) | % of total loans | % of net capital | Industry |
---|---|---|---|---|---|---|---|
Jiangsu Xuyi Rural Commercial Bank Co., Ltd. | 2019 | Annual Report | Xuyi Economic Development Municipal Construction Co., Ltd. | 116000000 | 0.76286559676 | 6.71948257204 | Construction Industry |
Jiangsu Xuyi Rural Commercial Bank Co., Ltd. | 2019 | Annual Report | Huaian Xuyi New Town Asset Management Co., Ltd. | 116000000 | 0.76286559676 | 6.71948257204 | Leasing and business services |
Jiangsu Xuyi Rural Commercial Bank Co., Ltd. | 2019 | Annual report | Xuyi Economic Development and Trade Co., Ltd. | 116000000 | 0.76286559676 | 6.71948257204 | Wholesale and retail |
Jiangsu Xuyi Rural Commercial Bank Co., Ltd. | 2019 | Annual Report | Xuyi Economic Development Asset Investment Co., Ltd. | 116000000 | 0.76286559676 | 6.71948257204 | Leasing and Business Services |
Jiangsu Xuyi Rural Commercial Bank Co., Ltd. | 2019 | Annual Report | Huaian Xuyi New District Industrial Co., Ltd. | 116000000 | 0.76286559676 | 6.71948257204 | Wholesale and retail industry |
Jiangsu Xuyi Rural Commercial Bank Co., Ltd. | 2019 | Annual report | Xuyi County Yuhua Industrial Park Investment Co., Ltd. | 116000000 | 0.76286559676 | 6.71948257204 | Leasing and business services |
Jiangsu Xuyi Rural Commercial Bank Co., Ltd. | 2019 | Annual report | Jiangsu Jingshan Ecological Organic Agriculture Co., Ltd. | 110000000 | 0.72340703141 | 6.37192312866 | Manufacturing |
Jiangsu Xuyi Rural Commercial Bank Co., Ltd. | 2019 | Annual Report | Xuyi Urban Investment and Transportation Construction Co., Ltd. | 100000000 | 0.65764275583 | 5.79265738969 | Construction |
Jiangsu Xuyi Rural Commercial Bank Co., Ltd. Company | 2019 | Annual Report | Xuyi County Suguo Trading Co., Ltd. | 75000000 | 0.49323206687 | 4.34449304227 | Wholesale and Retail |
Jiangsu Xuyi Rural Commercial Bank Co., Ltd. | 2019 | Annual Report | Jiangsu Lifeng Animal Husbandry Co., Ltd. | 74000000 | 0.48665563931 | 4.2865664 6837 | Agriculture, forestry, animal husbandry, and fishery |
Jiangsu Xuyi Rural Commercial Bank Co., Ltd. | 2019 | Annual report | Total of top ten borrowers | 1055000000 | 6.93813107399 | 61.1125354612 | |
Jiangsu Xuyi Rural Commercial Bank Co., Ltd. | 2019 | Annual report | Total amount of loans | 152058 24000 | 100.00 | ||
Jiangsu Xuyi Rural Commercial Bank Co., Ltd. | 2019 | Annual Report | Net Capital | 1726323400 | 100.00 | ||
Jiangsu Xuyi Rural Commercial Bank Co., Ltd. | 2018 | Annual Report | Xuyi Economic Development and Trade Co., Ltd. | 1100 00000 | 0.81468771146 | 7.00496441828 | Wholesale and retail industry |
Jiangsu Xuyi Rural Commercial Bank Co., Ltd. | 2018 | Annual report | Xuyi Jingfa Municipal Construction Co., Ltd. | 110000000 | 0.81468771146 | 7.00496441828 | Construction industry |
Jiangsu Xuyi Rural Commercial Bank Co., Ltd. | 2018 | Annual Report | Jiangsu Jingshan Ecological Organic Agriculture Co., Ltd. | 110000000 | 0.81468771146 | 7.00496441828 | Manufacturing |
Jiangsu Xuyi Rural Commercial Bank Co., Ltd. | 2018 | Annual Report | Huaian Xuyi New Town Asset Management Co., Ltd. | 102000000 | 0.75543769608 | 6.495512 46059 | Leasing and business services |
Jiangsu Xuyi Rural Commercial Bank Co., Ltd. | 2018 | Annual Report | Huaian Xuyi New District Industrial Co., Ltd. | 102000000 | 0.75543769608 | 6.49551246059 | Wholesale and retail |
Jiangsu Xuyi Rural Commercial Bank Co., Ltd. | 2018 | Annual Report | Xuyi Economic Development Asset Investment Co., Ltd. | 100000000 | 0.74062519224 | 6.36814947117 | Residential Services |
Jiangsu Xuyi Rural Commercial Bank Co., Ltd. | 2018< /td> | Annual Report | Suguo Trading Co., Ltd., Xuyi County | 75000000 | 0.55546889418 | 4.77611210337 | Wholesale and Retail |
Xuyi, Jiangsu Rural Commercial Bank Co., Ltd. | 2018 | Annual Report | Xuyi County Lihua Industrial Park Investment Co., Ltd. | 68000000 | 0.50362513072 | 4.33034164039 | Construction Industry |
Jiangsu Xuyi Rural Commercial Bank Co., Ltd. | 2018 | Annual Report | Huai'an Hehai Water Conservancy and Hydropower Construction and Installation Engineering Co., Ltd. | 66500000 | 0.4925157528 4 | 4.23481939833 | Water conservancy environment and public facilities management industry |
Jiangsu Xuyi Rural Commercial Bank Co., Ltd. | 2018 | Annual Report | Xuyi Hengshan Traditional Chinese Medicine Hospital Co., Ltd. | 65000000 | 0.48140637496 | 4.13929715626 | Health and social work |
Jiangsu Xuyi Rural Commercial Bank Co., Ltd. | 2018 | Annual report | Total of top ten borrowers | 908500000 | 6.72857987149 | 57.85463794555 | |
Jiangsu Xuyi Rural Commercial Bank Co., Ltd. | 2018 | Annual report | Total amount of loans | 13502106200 | 100.00 | ||
Jiangsu Xuyi Rural Commercial Bank Co., Ltd. | 2018 | Annual Report | Net Capital | 1570314900 | 100.00 | ||
Jiangsu Xuyi Rural Commercial Bank Co., Ltd. | 2017 | Annual Report | Jiangsu Jingshan Ecological Organic Clothing Co., Ltd. | 85000000 | 0.71701942617 | 5.93187610167 | Manufacturing |
Jiangsu Xuyi Rural Commercial Bank Co., Ltd. | 2017 | Annual Report | Xuyi Tianyuan Water Co., Ltd. | 70000000 | 0.59048658625 | 4.88507443667 | Water Conservancy, Environment and Public Facilities Management |
Jiangsu Xuyi Rural Commercial Bank Co., Ltd. | 2017 | Annual Report | Huai'an Hehai Water Conservancy and Hydropower Construction and Installation Engineering Co., Ltd. | 69000000 | 0.58205106359 | 4.815287659 | Construction industry |
Jiangsu Xuyi Rural Commercial Bank Co., Ltd. | 2017 | Annual report | Xuyi County Yuhua Industrial Park No Investment Co., Ltd. | 68000000 | 0.57361554093 | 4.74550088134 | Construction industry |
Jiangsu Xuyi Rural Commercial Bank Co., Ltd. | 2017 | Annual Report | Xuyi Hengshan Traditional Chinese Medicine Hospital Co., Ltd. | 65000000 | 0.54830897295 | 4.53614054834 | Health and Social Work |
Jiangsu Xuyi Rural Commercial Bank Co., Ltd. | 2017 | Annual Report | Xuyi Economic Development Asset Investment Co., Ltd. | 60000000 | 0.50613135965 | 4.18720666 | Resident Services |
Jiangsu Xuyi Rural Commercial Bank Co., Ltd. | 2017 | Annual Report | Xuyi County Lantian Asset Management Co., Ltd. | 60000000 | 0.50613135965 | 4.18720666 | Resident Services |
Jiangsu Xuyi Rural Commercial Bank Co., Ltd. | 2017 | Annual Report | Huaian Xuyi Economic Development Co., Ltd. | 60000000 | 4.18720666 | Construction industry | |
Jiangsu Xuyi Rural Commercial Bank Co., Ltd. | 2017 | Annual report | Xuyi Jingfa Municipal Construction Co., Ltd. | 58000000 | 0.48926031432 | 4.04763310467 | Resident services |
Jiangsu Xuyi Rural Commercial Bank Co., Ltd. | 2017 | Annual Report | Xuyi Longyuan Water Development Co., Ltd. | 55000000 | 0.46395374634 | 3.83827277167 | Water Conservancy, Environment and Public Facilities Management |
Jiangsu Xuyi Rural Commercial Bank Co., Ltd. | 2017 | Annual Report | Total of Top Ten Borrowers | 650000000 | 5.4830897295 | 45.36140548337 | |
Jiangsu Xuyi Rural Commercial Bank Co., Ltd. | 2017 | Annual Report | Total Loans | 11854630000 | 100.00 | ||
Jiangsu Xuyi Rural Commercial Bank Co., Ltd. | 2017 | Annual Report | Net Capital | 1432936200 | 100.00 | ||
Anhui Tongcheng Rural Commercial Bank Co., Ltd. | 2021 | Annual Report | Anhui Tongcheng Economic Development Zone Real Estate Co., Ltd. | 150000000 | 0.59318319293 | 5.45857864944 | |
Anhui Tongcheng Rural Commercial Bank Co., Ltd. | 2021 | Annual Report | Tongcheng Economic Development Zone State-owned Assets Investment and Operation Co., Ltd. | 135000000 | 0.53386487363 | 4.9127207845 | |
Anhui Tongcheng Rural Commercial Bank Co., Ltd. | 2021 | Annual Report | Tongcheng Land Reclamation and Renovation Investment Development Co., Ltd. | 130000000 | 0.51409210054 | 4.73076816285 | |
Anhui Tongcheng Rural Commercial Bank Co., Ltd. | 2021 | Annual Report | Shucheng County Industrial Investment Development Co., Ltd. | 100000000 | 0.39545546195 | 3.63905243296 | |
Anhui Tongcheng Rural Commercial Bank Co., Ltd. | 2021 | Annual Report | Zongyang County State-owned Capital Investment and Operation Co., Ltd. | 97000000 | 0.38359179809 | 3.52988085997 | |
Anhui Tongcheng Rural Commercial Bank Co., Ltd. | 2021 | Annual Report | Tianchang Jinniu Lake New District Construction Investment Development Co., Ltd. | 95000000 | 0.37568268885 | 3.45709981131 | |
Anhui Tongcheng Rural Commercial Bank Co., Ltd. | 2021 | Annual Report | Zongyang County Urban Construction Investment Co., Ltd. | 86800000 | 0.34325534097 | 3.15869751181 | |
Anhui Tongcheng Rural Commercial Bank Co., Ltd. | 2021 | Annual Report | Anqing Wanjiang High-tech Entrepreneurship Service Co., Ltd. | 80000000 | 0.31636436956 | 2.91124194637 | |
Anhui Tongcheng Rural Commercial Bank Co., Ltd. | 2021 | Annual Report | Anhui Hongrun (Group) Co., Ltd. | 75000000 | 0.29659159646 | 2.72928932472 | |
Anhui Tongcheng Rural Commercial Bank Co., Ltd. | 2021 | Annual Report | Tongcheng Huamao Plastic Co., Ltd. | 69000000 | 0.27286426875 | 2.51094617874 | |
Anhui Tongcheng Rural Commercial Bank Co., Ltd. | 2021 | Annual Report | Total of Top Ten Borrowers | 1017800000 | 4.02494569174 | 37.03827566266 |
Related Literature
- Ma Junlu, Guo Muxuan, Li Zeguang, 2013: "Bank Competition, Agency Costs and Borrowing Term Structure - Empirical Evidence from Chinese Listed Companies", Financial Research, No. 4.
- Cai Qingfeng, Wu Qiyan, Wu Guanchen, 2024: "Local Implicit Debt, Bank Risk Perception and Corporate Credit Availability", "China Industrial Economy" No. 1
Data Update Frequency
Annual Update