Banks are financial institutions that operate currency and credit businesses. They issue credit currency, manage currency circulation, adjust fund supply and demand, and handle currency deposits, loans and settlements. They are the product of a commodity-currency economy that has developed to a certain stage.
Since the reform and opening up, my country's commodity economy has become increasingly active, and the scale of the banking industry has developed rapidly. However, in the context of accelerated interest rate marketization, intensified domestic and foreign competition, and declining profit growth, banking financial institutions must make corresponding strategic adjustments in business structure, resource allocation, and regional layout. Industry research on the industry development environment and market demand is becoming increasingly important.
To assist in related research, CnOpenData has launched the data on the loan structure of all Chinese banks, covering the loan structure information disclosed in the annual and semi-annual reports of hundreds of domestic banks, including fields such as bank name, year, reporting period, project name, end-of-period number, proportion, and year-on-year growth.
Time interval
2017-2023.8.31
Field display
| Data field table of loan structure of all banks in China |
|---|
| Bank name |
| Year |
| Reporting period |
| Project name |
| End of period balance (RMB) |
| Percentage (%) |
| Year-on-year (%) |
Sample data
| Bank name | Year | Reporting period | Project name | End of period balance (RMB) | Percentage (%) | Year-on-year (%) |
|---|---|---|---|---|---|---|
| Hui Shang Bank Co., Ltd. | 2022 | Interim Report | Customer Loans and Advances | 692494461000 | 93.08614776926 | 8.5460241112 |
| Hui Shang Bank Co., Ltd. | 2022 | Interim Report | Corporate Loans and Advances | 692494461000 | 93.08614776926 | 70.6289748476 |
| Hui Shang Bank Co., Ltd. | 2022 | Interim Report | Loans and Advances | 445916954000 | 59.94082813734 | |
| Hui Shang Bank Co., Ltd. | 2022 | Interim report | Changes in fair value included in other comprehensive income | 51434123000 | 6.91385223074 | |
| Hui Shang Bank Co., Ltd. | 2022 | Interim report | Total amount of loans and advances | 743928584000 | 100.00 | 16.3378160105 |
| Hui Shang Bank Co., Ltd. | 2022 | Interim Report | Less: Discount interest adjustment | -1620566000 | -0.21783892095 | |
| Hui Shang Bank Co., Ltd. | 2022 | Interim Report | Less: Loan loss provision | 31543207000 | 4.24008536282 | 33.6108137342 |
| Hui Shang Bank Co., Ltd. | 2022 | Interim Report | Net Loans and Advances | 714005943000 | 95.97775355813 | 15.9388062472 |
| Hui Shang Bank Co., Ltd. | 2021 | Annual Report | Customer Loans and Advances | 605310956000 | 92.24180081275 | 5.6474577845 |
| Hui Shang Bank Co., Ltd. | 2021 | Annual Report | Corporate Loans and Advances | 605310956000 | 92.24180081275 | 71.5386947592 |
| Hui Shang Bank Co., Ltd. Co., Ltd. | 2021 | Annual Report | Loans and Advances | 367951495000 | 56.07119477042 | |
| Hui Shang Bank Co., Ltd. | 2021 | Annual Report | Accumulated Interest | 1426842000 | 0.21743283225 | 29.99002418 79 |
| Hui Shang Bank Co., Ltd. | 2021 | Annual Report | Changes in fair value included in other comprehensive income | 49484165000 | 7.540766355 | |
| Hui Shang Bank Co., Ltd. | 2021 | Annual Report | Total amount of loans and advances | 656221963000 | 100.00 | 14.3141680147 |
| Hui Shang Bank Co., Ltd. | 2021 | Annual Report | Less: Loan Loss Provision | 27916265000 | 4.25408879526 | 35.1737549253 |
| Hui Shang Bank Co., Ltd. | 2021 | Annual Report | Net Loans and Advances | 628305698000 | 95.74591120474 | 13.5357154733 |
| Hui Shang Bank Co., Ltd. | 2021 | Interim Report | Customer Loans and Advances | 637973124000 | 99.76817871482 | 21.206861048 |
| Hui Shang Bank Co., Ltd. | 2021 | Interim Report | Corporate Loans and Advances | 405848105000 | 63.46776180294 | 22.271273027 |
| Hui Shang Bank Co., Ltd. | 2021 | Interim Report | Discounts | 26367002000 | 4.123352 01711 | 47.0277555504 |
| Hui Shang Bank Co., Ltd. | 2021 | Interim Report | Retail Loans and Advances | 232125019000 | 36.30041691188 | 19.3896986323 |
| Hui Shang Bank Co., Ltd. | 2021 | Interim Report | Accumulated interest | 1482394000 | 0.23182128518 | 48.5847108681 |
| Hui Shang Bank Co., Ltd. | 2021 | Interim Report | Total amount of loans and advances | 639455518000 | 100.00 | 21.2586564579 |
| Hui Shang Bank Co., Ltd. | 2021 | Interim Report | Less: Loan Loss Provision | 23608274000 | 3.69193373666 | 36.5110486914 |
| Hui Shang Bank Co., Ltd. | 2021 | Interim Report | Net Loans and Advances | 615847244000 | 96.30806626334 | 20.7415047291 |
| Hui Shang Bank Co., Ltd. | 2020 | Annual Report | Customer Loans and Advances | 572953641000 | 99.80878799375 | 23.4853484601 |
| Hui Shang Bank Co., Ltd. | 2020 | Annual Report | Company Loans and Advances | 352871378000 | 61.4703564749 | 23.5315541844 |
| Hui Shang Bank Co., Ltd. | 2020 | Annual Report | Discount | 27759091000 | 4.83564642976 | 26.9267561539 |
| Hui Shang Bank Co., Ltd. | 2020 | Annual Report | Retail Loans and Advances | 220082263000 | 38.33843151884 | 23.4113360883 |
| Hui Shang Bank Co., Ltd. | 2020 | Annual Report | Accumulated Interest | 1097655000 | 0.19121200625 | 14.8 113437463 |
| Hui Shang Bank Co., Ltd. | 2020 | Annual Report | Total Loans and Advances | 574051296000 | 100.00 | 23.4675122446 |
| Hui Shang Bank Co., Ltd. | 2020 | Annual Report | Less: Loan Loss Provision | 20652134 000 | 3.59761124901 | 42.2186838411 |
| Hui Shang Bank Co., Ltd. | 2020 | Annual Report | Net Loans and Advances | 553399162000 | 96.40238875099 | 22.862980326 |
| Hui Shang Bank Co., Ltd. | 2020 | Interim Report | Customer Loans and Advances | 526350669000 | 99.81081271811 | 21.1235040205 |
| Hui Shang Bank Co., Ltd. | 2020 | Interim Report | Corporate Loans and Advances | 331924331000 | 62.94213950743 | 22.7851272 736 |
| Hui Shang Bank Co., Ltd. | 2020 | Interim Report | Discount | 17933350000 | 3.40066488689 | 181.2177259836 |
| Hui Shang Bank Co., Ltd. | 2020 | Interim Report | Retail Loans and Advances | 194426338000 | 36.86867321068 | 18.3883625001 |
| Hui Shang Bank Co., Ltd. | 2020 | Interim Report | Accumulated Interest | 997676000 | 0.18918728189 | 8.543918533 |
| Hui Shang Bank Co., Ltd. | 2020 | Interim Report Report | Total amount of loans and advances | 527348345000 | 100.00 | 21.0969527084 |
| Hui Shang Bank Co., Ltd. | 2020 | Interim report | Less: Loan loss provision | 17294039000 | 3.27943363509 | 28.5874528403 |
| Hui Shang Bank Co., Ltd. | 2020 | Interim Report | Net Loans and Advances | 510054306000 | 96.72056636491 | 20.8582438601 |
| Hui Shang Bank Co., Ltd. | 2019 | Annual Report | Customer Loans and Advances | 463985119000 | 99.7 943716191 | 25.9429757518 |
| Hui Shang Bank Co., Ltd. | 2019 | Annual Report | Corporate Loans and Advances | 285652828000 | 61.43848865868 | 28.0017596449 |
| Hui Shang Bank Co., Ltd. | 2019 | Annual Report | Discounts | 21870165000 | 4.70385640403 | 63.7384998342 |
| Hui Shang Bank Co., Ltd. | 2019 | Annual Report | Retail Loans and Advances | 178332291000 | 38.35588296042 | 22.7797505807 |
| Hui Shang Bank Co., Ltd. | 2019 | Annual Report | Accumulated Interest | 956051000 | 0.2056283809 | 19.0361820808 |
| Hui Shang Bank Co., Ltd. | 2019 | Annual Report | Total Loans and Advances | 464941170000 | 100.00 | 21.5313828482 |
| Hui Shang Bank Co., Ltd. | 2019 | Annual Report | Less: Loan Loss Provision | 14521393000 | 3.12327535976 | 21.9523385099 |
| Hui Shang Bank Co., Ltd. | 2019 | Annual Report | Net Loans and Advances | 96.87672464024 | 21.5178597201 | |
| Hui Shang Bank Co., Ltd. | 2019 | Interim Report | Customer Loans and Advances | 434557003000 | 99.78893333097 | 29.835115407 |
| Hui Shang Bank Co., Ltd. | 2019 | Interim Report | Company Loans and Advances | 270329427000 | 62.07674708283 | 28.9442002843 |
Related Literature
- She Kaiwen, Shen Yu, Zhao Shaoyang, 2024: "The Impact of Big Data on Bank Credit Behavior - Evidence from Digital Social Credit Platform", Economic Research, No. 3.
- Ding Xin, Zhou Ye, 2024: "Digital Transformation and Bank Credit Allocation - Based on the Perspective of Bank Loans to the Real Economy", Quantitative Economics and Technical Economic Research, No. 3.
- Liu Guanchun, Chen Xiaoxiong, Huang Xuesong, et al., 2024: "Bank Liability Structure and Monetary Policy Risk-taking Channels", Management World, No. 7.
- Guo Junjie, Fang Ying, Guo Ye, 2024: "Environmental Regulation, Short-term Failure Tolerance and Corporate Green Innovation - Evidence from Green Credit Policy Practice", Economic Research, No. 3.
Data Update Frequency
Annual Update