Banks are financial institutions that operate currency and credit businesses. They issue credit currency, manage currency circulation, adjust fund supply and demand, and handle currency deposits, loans and settlements. They are the product of a commodity-currency economy that has developed to a certain stage.

  Since the reform and opening up, my country's commodity economy has become increasingly active, and the scale of the banking industry has developed rapidly. However, in the context of accelerated interest rate marketization, intensified domestic and foreign competition, and declining profit growth, banking financial institutions must make corresponding strategic adjustments in business structure, resource allocation and regional layout. Industry research on the industry development environment and market demand is becoming increasingly important.

  To assist related research, CnOpenData has launched China's all banking business operation data, covering the business operation information disclosed in the annual and semi-annual reports of hundreds of domestic banks, including personal financial services, asset management services, channel construction and other content.

Time interval

2018-2023.8.31

Field display

Sample data

Related Literature

• Zhu Jigao, Hu Shiyang, Lu Zhengfei, 2016: "Influencing Factors and Economic Consequences of Commercial Banks Engaging in Shadow Banking Business - An Empirical Study Based on the Lenders of Shadow Banking System", "Financial Research", No. 1.
• Liu Mengfei, Zhang Xiaolan, Zhang Chao, 2012: "Research on the Correlation between Business Diversification, Operating Performance and Risk of Commercial Banks in my country", "International Financial Research", No. 8.

Data Update Frequency

Annual Update

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