Banks are financial institutions that operate currency and credit businesses. They issue credit currency, manage currency circulation, adjust fund supply and demand, and handle currency deposits, loans and settlements. They are the product of a commodity-currency economy that has developed to a certain stage.
Since the reform and opening up, my country's commodity economy has become increasingly active, and the scale of the banking industry has developed rapidly. However, in the context of accelerated interest rate marketization, intensified domestic and foreign competition, and declining profit growth, banking financial institutions must make corresponding strategic adjustments in business structure, resource allocation and regional layout. Industry research on the industry development environment and market demand is becoming increasingly important.
To assist related research, CnOpenData has launched special indicator data for all Chinese banks, covering various special indicator information in the annual reports, quarterly reports and semi-annual reports of more than 1,500 domestic banks, including fields such as bank name, reporting period, non-performing loan rate, net interest rate of return, loan-to-deposit ratio, and capital adequacy ratio.
Time interval
2012-2023.8.31
Field display
Special indicator data field table of all banks in China |
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Bank name |
Reporting period |
Report type |
Asset quality-NPL ratio (%) |
Asset quality-Provision coverage ratio (%) |
Asset quality-Loan provision ratio (%) |
Asset quality-NPL generation rate (%) |
Profitability-Net interest rate (%) |
Profitability-Net interest margin (%) |
Profitability-Rate of interest-bearing assets (%) |
Profitability-Cost rate of interest-bearing liabilities (%) |
Profitability-Cost-income ratio (%) |
Profitability-Ratio of non-interest income (%) |
Profitability-Rate of net assets (%) |
Profitability-Net asset rate (%) |
Profitability-Net asset rate (%) |
Liquidity-Loan-Deposit Ratio (%) |
Liquidity-Liquidity Ratio (%) |
Liquidity-Liquidity Coverage Ratio (%) |
Liquidity-Liquidity Matching Ratio (%) |
Liquidity-Excellent Liquid Asset Ratio (%) |
Liquidity-Net Stable Fund Ratio (%) |
Liquidity-Reserve Ratio (%) |
Capital Adequacy-Capital Adequacy Ratio (%) |
Capital Adequacy-Tier 1 Capital Adequacy Ratio (%) |
Capital Adequacy-Core |
Capital adequacy-capital leverage ratio (%) |
Concentration risk-single largest loan ratio (%) |
Concentration risk-largest ten loan ratio (%) |
Financial scale-non-performing loans (yuan) |
Financial scale-total deposits (yuan) |
Financial scale-total loans (yuan) |
Financial scale-interest-bearing assets (yuan) |
Financial scale-interest-bearing liabilities (yuan) |
Financial scale-balance of adjusted on- and off-balance sheet assets (Yuan) |
Financial scale-net capital (Yuan) |
Financial scale-net tier 1 capital (Yuan) |
Financial scale-net core tier 1 capital (Yuan) |
Sample data
th>Bank name | Reporting period | Report type | Asset quality-NPL ratio (%)< /th> | Asset quality-provision coverage ratio (%) | Asset quality-loan provision ratio (%) | Asset quality-non-performing loan generation rate (%) | Profitability-net interest rate (%) | Profitability-net interest margin (%) | Profitability-income-earning asset return (%) | Profitability-interest-bearing debt cost rate (%) | Profitability-cost-income ratio (%) | Profitability-non-interest income ratio (%) | Profitability-net asset return (%) %) | Profitability-Net asset return rate (%) | Liquidity-Loan-to-Deposit Ratio (%) | Liquidity-Liquidity Ratio (%) | Liquidity-Liquidity Coverage Ratio (%) | Liquidity-Liquidity Matching Ratio (%) | Liquidity-Excellent Liquid Asset Adequacy Ratio (%) | Liquidity-Net Stable Fund Ratio (%) | Liquidity-Reserve Ratio (%) | Capital Adequacy-Capital Adequacy Ratio (%) | Capital Adequacy-Tier 1 Capital Adequacy Ratio (%) | Capital adequacy - core tier 1 adequacy ratio (%) | Capital adequacy - capital leverage ratio (%) | Concentration risk - single largest loan ratio (%) | Concentration risk - largest ten loan ratio (%) | Financial scale - non-performing loans (RMB) | Financial scale - total deposits (RMB) | Financial scale - total loans (RMB) | Financial scale - interest-bearing assets (RMB) | Financial scale - interest-bearing liabilities (RMB) | Financial scale - adjusted on- and off-balance sheet asset balances (Yuan) | Financial scale-net capital (Yuan) | Financial scale-net tier 1 capital (Yuan) | Financial scale-net core tier 1 capital (Yuan) |
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江苏新沂农村商业银行股份有限公司 | 2016年年报 | 母公司期末 | 4.9 | 162.12 | 5.88 | 20.09 | 80.9 | 41.36 | 16.47 | 15.41 | 8.18 | 490428500 | 12362890790.48 | 10018502000 | 1416231700 | |||||||||||||||||||||
江苏新沂农村商业银行股份有限公司 | 2015年年报 | 合并期末 | 8.979191 | 6.610256 | 0.928714 | 5.659179 | 92.324554 | 10562581700 | 9751856500 | 8876218600 | 10562581700 | 1396498000 | ||||||||||||||||||||||||
江苏新沂农村商业银行股份有限公司 | 2015年年报 | 母公司期末 | 4.7 | 195.29 | 5.54 | 30.04 | 17.05 | 16.01 | 10243794500 | 1388618900 | ||||||||||||||||||||||||||
江苏新沂农村商业银行股份有限公司 | 2014年年报 | 合并期末 | 8.144818 | 7.709727 | 7.754102 | 9.846901 | 2.092799 | 7.24527 | 0.862681 | 95.289381 | 9303717294.02 | 8865454700 | 11392663530.93 | 10080085872.95 | 1345789600 | |||||||||||||||||||||
江苏新沂农村商业银行股份有限公司 | 2014年年报 | 母公司期末 | 2.41 | 346.43 | 5.83 | 28.24 | 91.75 | 39.47 | 16.3 | 15.25 | 8.2 | 205042800 | 9157923800 | 8502517300 | 1342076000 | |||||||||||||||||||||
江苏新沂农村商业银行股份有限公司 | 2013年年报 | 合并期末 | 6.805945 | 9.822825 | 0.059763 | 12.14713 | 86.269876 | 8683840400 | 7491538400 | 6981668400 | 8683840400 | 1358567000 | ||||||||||||||||||||||||
江苏新沂农村商业银行股份有限公司 | 2013年年报 | 母公司期末 | 1.95 | 357.3 | 6.94 | 28.34 | 85.55 | 54 | 15.75 | 14.69 | 10.2 | 142699700 | 8533264375.88 | 7300325700 | 1297382500 | |||||||||||||||||||||
宜春农村商业银行股份有限公司 | 2022年年报 | 合并期末 | 3.8 | 226.54 | 8.61 | 3.460735 | 3.554329 | 5.359864 | 1.805535 | 30.98 | 4.353529 | 6.817732 | 0.510859 | 78.58 | 47.6 | 12.62 | 11.49 | 11.49 | 703994393.66 | 23015947689.27 | 18515475080.72 | 25549245807.24 | 23938298525.38 | 2079436900 | 1893790700 | 1893790700 | ||||||||||
宜春农村商业银行股份有限公司 | 2022年三季报 | 合并期末 | 12.18 | 11.05 | 11.05 | 2049077700 | 1858492800 | |||||||||||||||||||||||||||||
宜春农村商业银行股份有限公司 | 2021年年报 | 合并期末 | 3.76 | 199.73 | 7.52 | 4.157351 | 4.472731 | 6.313094 | 1.840363 | 30.67 | 1.251247 | 6.734459 | 0.52507 | 78.09 | 44.16 | 13.14 | 12.02 | 12.02 | 642851052.57 | 21224238296.59 | 17083013707.07 | 18892097328.5 | 22806745016.51 | 2074070700 | 1896353400 | 1896353400 | ||||||||||
宜春农村商业银行股份有限公司 | 2020年年报 | 合并期末 | 4.28 | 167.3 | 7.16 | 2.880612 | 3.040083 | 4.772242 | 1.732159 | 30.59 | 5.578318 | 0.463604 | 76.65 | 34.79 | 14.5 | 13.38 | 13.38 | 648821379.75 | 19521632646.3 | 15152269206.02 | 18293266890.17 | 20750980146.3 | 1959944500 | 1809304800 | 1809304800 | |||||||||||
宜春农村商业银行股份有限公司 | 2019年年报 | 合并期末 | 4.3 | 157.45 | 6.8 | 3.351949 | 3.342416 | 4.809056 | 1.46664 | 30.61 | 5.316362 | 0.486176 | 74.49 | 39.98 | 15.85 | 14.74 | 14.74 | 585753930.13 | 18145676238.33 | 13611463064.24 | 17597135704.44 | 18443676238.33 | 1916941800 | 1782997800 | 1782997800 | |||||||||||
宜春农村商业银行股份有限公司 | 2018年年报 | 合并期末 | 4.92 | 142.14 | 6.997886 | 30.2 | 5.867035 | 0.566154 | 74.79 | 40.15 | 16.01 | 14.9 | 14.9 | 608364200 | 16521839200 | 12356901700 | 16521839200 | 1926852100 | 1792629200 | 1792629200 | ||||||||||||||||
宜春农村商业银行股份有限公司 | 2017年年报 | 合并期末 | 3.28 | 183.03 | 6 | 2.671625 | 2.498824 | 4.193095 | 1.694271 | 28.2 | 10.965126 | 1.047605 | 70.18 | 33.14 | 15.88 | 14.77 | 14.77 | 356976844.53 | 15713050864.94 | 10894112699.92 | 16285512429.2 | 15943144818.23 | 1866267700 | 1735413700 | 1735413700 | |||||||||||
宜春农村商业银行股份有限公司 | 2017年三季报 | 合并期末 | 3.94 | 177.36 | 2.55 | 22.72 | 9.385407 | 0.897714 | 69.67 | 32.82 | 15.06 | 7.09 | 41.92 | 15437000000 | 10622000000 | 15437000000 | ||||||||||||||||||||
宜春农村商业银行股份有限公司 | 2016年年报 | 合并期末 | 4.79 | 167.19 | 2.65 | 28.99 | 100 | 10.103764 | 71.14 | 34.26 | 12.17 | 3.95 | 36.78 | 13305910000 | 9465480000 | 13305910000 | ||||||||||||||||||||
宜春农村商业银行股份有限公司 | 2015年年报 | 合并期末 | 3.74 | 187.58 | 4.23 | 27.36 | 100 | 13.460256 | 66.13 | 45.87 | 16.38 | 4.2 | 40.13 | 11744550000 | 7766670000 | 11744550000 | ||||||||||||||||||||
宜春农村商业银行股份有限公司 | 2014年年报 | 合并期末 | 2.23 | 289.75 | 56.66 | 34.17 | 16.72 | 4.4 | 39.95 | 10828350000 | 6135620000 | 10828350000 | ||||||||||||||||||||||||
宜春农村商业银行股份有限公司 | 2013年年报 | 合并期末 | 2.37 | 264.36 | 6.265557 | 34.81 | 100 | 17.775664 | 1.505991 | 53.02 | 45.42 | 20.33 | 12.61 | 11.5 | 11.5 | 120310000 | 9573629600 | 5076290700 | 5569232800 | 9573629600 | 978279500 | 891693200 | 891693200 | |||||||||||||
山东郓城农村商业银行股份有限公司 | 2023年中报 | 合并期末 | 1.48 | 247.23 | 3.459818 | 1.954769 | 1.929281 | 4.201982 | 2.272701 | 3.901977 | 9.803444 | 0.368917 | 48.656922 | 11.21 | 8.51 | 8.51 | 313101500 | 43545232267.88 | 21187770000 | 45170989831.63 | 44655289955.76 | |||||||||||||||
山东郓城农村商业银行股份有限公司 | 2023年一季报 | 合并期末 | 1.48 | 234.62 | 3.319839 | 1.920067 | 1.89654 | 4.162555 | 2.266015 | 2.365748 | 3.965609 | 0.145225 | 49.056112 | 10.75 | 8.06 | 8.06 | 313194400 | 43177066707.22 | 21180990300 | 45505200289.69 | 45058684380.59 | |||||||||||||||
山东郓城农村商业银行股份有限公司 | 2022年年报 | 合并期末 | 1.65 | 208.96 | 3.45 | 1.925294 | 1.901343 | 4.343909 | 2.442566 | 4.406679 | 10.758721 | 0.422946 | 47.863878 | 11.45 | 8.64 | 8.64 | 324750658.42 | 41136301354.4 | 19689429261 | 42178397517.19 | 41714495771.08 | |||||||||||||||
山东郓城农村商业银行股份有限公司 | 2022年三季报 | 合并期末 | 1.7 | 227.187243 | 3.856053 | 1.791687 | 1.774099 | 4.216596 | 2.442497 | 5.484534 | 4.559216 | 0.174778 | 48.002633 | 9.99 | 7.05 | 7.05 | 329918700 | 40493264759.74 | 19437833400 | 41574830892.26 | 41322916702.26 | |||||||||||||||
山东郓城农村商业银行股份有限公司 | 2022年中报 | 合并期末 | 1.71 | 213.970433 | 3.669151 | 1.7814 | 1.764651 | 4.190424 | 2.425773 | 6.845205 | 1.511306 | 0.057244 | 47.958518 | 9.83 | 6.88 | 6.88 | 330145800 | 40144696860.42 | 19252801800 | 41309478588.79 | 41082849822.81 | |||||||||||||||
山东郓城农村商业银行股份有限公司 | 2022年一季报 | 合并期末 | 1.74 | 205.307663 | 3.56215 | 1.787295 | 1.768797 | 4.178104 | 2.409307 | 9.311848 | 1.463162 | 0.057098 | 48.120696 | 12.03 | 8.7 | 8.7 | 328828300 | 39384943360.6 | 18952309000 | 40347267562.95 | 40067059555.57 | |||||||||||||||
山东郓城农村商业银行股份有限公司 | 2021年年报 | 合并期末 | 1.88 | 181.95 | 3.43 | 1.943868 | 1.928343 | 4.383699 | 2.455356 | 19.470297 | 10.061513 | 0.42038 | 48.322351 | 13.32 | 9.75 | 9.75 | 331030043.42 | 36447767991.72 | 17612418722.04 | 37541395166.09 | 37223572375.99 | 2177629300 | ||||||||||||||
山东郓城农村商业银行股份有限公司 | 2021年三季报 | 合并期末 | 1.97 | 173.559334 | 3.42273 | 1.903193 | 1.892678 | 4.310038 | 2.41736 | 17.403457 | 4.474815 | 0.18248 | 47.842466 | 12.51 | 9.01 | 9.01 | 342706200 | 36323162731.78 | 17377897000 | 37262119373.26 | 37084860350.55 | |||||||||||||||
山东郓城农村商业银行股份有限公司 | 2021年中报 | 合并期末 | 2.04 | 147.346641 | 2.99891 | 1.847458 | 1.838047 | 4.207953 | 2.369906 | 20.855906 | 1.258435 | 0.050923 | 48.173317 | 12.39 | 8.85 | 8.85 | 350118600 | 35709635267.09 | 17202515900 | 36642357944.46 | 36494207199.52 | |||||||||||||||
山东郓城农村商业银行股份有限公司 | 2021年一季报 | 合并期末 | 1.84 | 135.900315 | 2.504 | 1.868214 | 1.861571 | 4.13973 | 2.278159 | 1.214413 | 0.049856 | 48.250977 | 12.9 | 9.53 | 9.53 | 309294500 | 34789814558.6 | 16786425700 | 35521543139.6 | 35450218355.96 | ||||||||||||||||
山东郓城农村商业银行股份有限公司 | 2020年年报 | 合并期末 | 1.84 | 131.98 | 2.495798 | 1.97546 | 1.930875 | 4.33703 | 2.406155 | 4.963413 | 0.226503 | 44.689278 | 14.22 | 10.7 | 10.7 | 274996300 | 32539347368.93 | 14541599611.89 | 33084424400.81 | 32955666109.06 | 1971578100 | |||||||||||||||
山东郓城农村商业银行股份有限公司 | 2020年三季报 | 合并期末 | 3.745914 | 1.955574 | 1.86486 | 4.241874 | 2.377014 | 3.729626 | 0.169323 | 47.433579 | 8.96 | 6.04 | 6.04 | 32655015557.05 | 15489442900 | 34043537531.67 | 32655015557.05 | |||||||||||||||||||
山东郓城农村商业银行股份有限公司 | 2020年中报 | 合并期末 | 3.718685 | 1.88633 | 1.812372 | 4.156365 | 2.343993 | 1.015218 | 0.046016 | 48.438825 | 9.38 | 6.38 | 6.38 | 31916538180.4 | 15459996200 | 33271775741.63 | 32325818162.58 | |||||||||||||||||||
山东郓城农村商业银行股份有限公司 | 2020年一季报 | 合并期末 | 3.805323 | 1.88631 | 1.82462 | 4.083571 | 2.258951 | 0.869796 | 0.03973 | 47.414506 | 30979916433.33 | 14688974600 | 33356541675.12 | 32673397326.39 | ||||||||||||||||||||||
山东郓城农村商业银行股份有限公司 | 2019年年报 | 合并期末 | 3.226684 | 1.152347 | 1.026398 | 3.466375 | 2.439977 | 7.188625 | 0.37438 | 49.224489 | 27789977126.29 | 13679474448.18 | 29215534378.01 | 28189882574.03 | ||||||||||||||||||||||
山东郓城农村商业银行股份有限公司 | 2019年三季报 | 合并期末 | 1.013981 | 0.851571 | 3.315946 | 2.464375 | 3.506203 | 0.175904 | 9.88 | 6.86 | 6.86 | 27387141710.36 | 30854176322.97 | 28939473087.18 | ||||||||||||||||||||||
山东郓城农村商业银行股份有限公司 | 2019年中报 | 合并期末 | 4.666342 | 1.064924 | 0.908507 | 3.321388 | 2.412881 | 0.977511 | 0.048936 | 49.945917 | 9.4 | 6.41 | 6.41 | 26827965633.5 | 13399473500 | 30252011864.88 | 28437037388.74 | |||||||||||||||||||
山东郓城农村商业银行股份有限公司 | 2019年一季报 | 合并期末 | 1.118992 | 0.967086 | 3.258583 | 2.291497 | 0.70779 | 0.036759 | 9.68 | 6.63 | 6.63 | 26108975169.38 | 29508150239.55 | 27660834903.63 | ||||||||||||||||||||||
山东郓城农村商业银行股份有限公司 | 2018年年报 | 合并期末 | 3.250797 | 1.556288 | 1.419899 | 3.796458 | 2.376559 | 7.149544 | 0.417526 | 49.701107 | 10.52 | 6.95 | 23019926733.13 | 11441158496.79 | 25465056194.05 | 23668127331.32 | 1178661900 | 778661900 | ||||||||||||||||||
山东郓城农村商业银行股份有限公司 | 2018年三季报 | 合并期末 | 1.613404 | 1.513648 | 3.816211 | 2.302563 | 3.323788 | 0.185991 | 10.58 | 7.35 | 7.35 | 23269435255.03 | 26066793934.4 | 24921060736.09 | ||||||||||||||||||||||
山东郓城农村商业银行股份有限公司 | 2018年中报 | 合并期末 | 1.685703 | 1.585529 | 3.919698 | 2.334169 | 0.857591 | 0.048627 | 10.55 | 7.35 | 7.35 | 23093341486.56 | 25085340078.96 | 24001602290.16 | 917063600 | |||||||||||||||||||||
山东郓城农村商业银行股份有限公司 | 2018年一季报 | 合并期末 | 1.762595 | 1.673718 | 4.003225 | 2.329507 | 46.92477 | 0.575047 | 0.033636 | 15.36 | 11.48 | 11.48 | 22771378855.5 | 25178618221.6 | 24318876478.09 | 1482099300 | ||||||||||||||||||||
山东郓城农村商业银行股份有限公司 | 2017年年报 | 合并期末 | 3.08 | 152.99 | 4.72 | 1.944086 | 2.074229 | 4.554839 | 2.48061 | 6.134159 | 0.409734 | 49.938127 | 16.07 | 11.77 | 311347577.43 | 20228024355.36 | 10101496534.81 | 22686455544.23 | 21719992419.98 | 2012064700 | 1474120600 | |||||||||||||||
山东郓城农村商业银行股份有限公司 | 2017年三季报 | 合并期末 | 3.82 | 164.219254 | 6.274864 | 1.960551 | 2.259446 | 4.637909 | 2.378463 | 5.555247 | 0.363516 | 49.828057 | 15.77 | 11.5 | 11.5 | 386914800 | 20321751185.99 | 10125933900 | 20997907423.96 | 22552899071.09 | 1463783500 | |||||||||||||||
山东郓城农村商业银行股份有限公司 | 2017年中报 | 合并期末 | 3.53 | 154.308987 | 5.44344 | 1.974028 | 2.296955 | 4.682192 | 2.385237 | 1.783814 | 0.120331 | 50.440785 | 14.31 | 10.38 | 10.38 | 351134700 | 19733752322.19 | 9953859600 | 19871603912.92 | 21620622687.4 | 1491826100 | |||||||||||||||
山东郓城农村商业银行股份有限公司 | 2017年一季报 | 合并期末 | 2.158637 | 2.548373 | 4.878448 | 2.330075 | 49.609342 | 1.552551 | 0.105845 | 16.62 | 12.21 | 18903250259.44 | 18505601376.38 | 21126829120.33 | 2024990000 | 1488160000 | ||||||||||||||||||||
山东郓城农村商业银行股份有限公司 | 2016年年报 | 合并期末 | 3.14 | 150.66 | 4.73155 | 1.74872 | 1.944351 | 4.606137 | 2.661786 | 16.870165 | 1.209691 | 54.926357 | 18.18 | 13.42 | 293509198.82 | 17014603451.65 | 9345501992.24 | 14657091400.65 | 17582753451.65 | 1985713700 | 1466301700 | |||||||||||||||
山东郓城农村商业银行股份有限公司 | 2016年中报 | 合并期末 | 2.93 | 158.16 | 4.632982 | 2.108278 | 2.699378 | 5.113297 | 2.413919 | 30.62 | 54.46798 | 2.852251 | 0.161996 | 53.65 | 84.39 | 10.56 | 9.45 | 9.45 | 8.65 | 67.76 | 266472000 | 16957182118.4 | 9096756100 | 12511355849.78 | 20063313218.4 | 1154243200 | 1032834400 | |||||||||
山东郓城农村商业银行股份有限公司 | 2015年年报 | 合并期末 | 1.98 | 222.06 | 4.402338 | 3.164519 | 2.97966 | 6.140409 | 3.160749 | 42.51 | 12.931055 | 0.833015 | 59.25 | 211.08 | 13.61 | 12.56 | 12.56 | 7.98 | 58.1 | 172520884.24 | 14687656271.34 | 8702376595.29 | 15403963675.06 | 14687656271.34 | 1250560100 | 1154141400 | ||||||||||
山东郓城农村商业银行股份有限公司 | 2014年年报 | 合并期末 | 1.51 | 199.86 | 3.012777 | 4.929249 | 4.698334 | 7.699575 | 3.001241 | 32.96 | 21.00275 | 1.279749 | 60.31 | 209.35 | 11.59 | 10.53 | 10.53 | 7.73 | 65.53 | 114523286.84 | 12596548117.37 | 7597217961.72 | 13575118568.21 | 12596548117.37 | 906148500 | 822715500 | ||||||||||
山东郓城农村商业银行股份有限公司 | 2013年年报 | 合并期末 | 1.81 | 191.53 | 3.464258 | 5.014326 | 4.784966 | 7.556672 | 2.771706 | 32.63 | 12.970814 | 0.829197 | 63.87 | 169.63 | 12.35 | 11.29 | 11.29 | 6.27 | 48.09 | 120157832.3 | 10401920786.62 | 6643354187.1 | 11340342180.36 | 10401920786.62 | 821012800 | 750474400 |
Related literature
- Cai Qingfeng, Wu Qiyan, Wu Guanchen, 2024: "Local Implicit Debt, Bank Risk Perception and Corporate Credit Availability", "China Industrial Economy" No. 1.
- Song Ke, Li Zhen, Yang Jiawen, 2023: "Financial Technology and Bank Behavior-Based on the Perspective of Liquidity Creation", "Financial Research" No. 2.
Data update frequency
Annual update