China Postal Savings Bank (CPSB) traces its origins to the Postal Savings Bureau established in 1919, boasting a century-long history. In March 2007, China Postal Savings Bank Co., Ltd. was officially established following reforms to the original postal savings management system. In January 2012, it was wholly restructured into a joint-stock company. In December 2015, it introduced ten strategic investors from both domestic and international markets. In September 2016, it was listed on the Hong Kong Stock Exchange. In 2019, it was officially classified as a "large state-owned commercial bank" and successfully listed on the Shanghai Stock Exchange.
Positioned to serve agriculture, rural areas, and farmers (三农), small and medium-sized enterprises, and communities, CPSB leverages the agency outlets of China Post Group to establish the banking industry's unique "self-operated + agent-operated" operational model. It is the commercial bank with the largest outlet scale, the most extensive coverage, and the highest number of served customers nationwide. With over 50,000 outlets serving more than 600 million individual customers, approximately 80% of these outlets are entrusted to China Post agents, primarily located in county and rural areas, while self-operated outlets account for about 20%. This distinctive "self-operated + agent-operated" model enables CPSB to fully leverage its comparative advantages across urban and rural areas, building an extensive distribution network that penetrates townships and villages to serve micro-enterprises and communities. This model facilitates access to stable, low-cost funding sources. Simultaneously, CPSB vigorously promotes inclusive financial services, providing essential financial services to urban and rural residents, particularly farmers, and plays a crucial role in bridging the "last mile" of financial services. However, the heavy reliance on agent-operated outlets also poses challenges such as high agency fees and regulatory risks.
Attributes including the largest number of outlets, the unique "self-operated + agent-operated" operational model, and extensive participation in rural China position CPSB as a critically important entity in China's financial sector. Based on this, CnOpenData has launched the China Postal Savings Bank Outlet Information Data, covering distribution details, operational status, and business schedules of over 50,000 outlets across 31 provinces, municipalities, and more than 300 prefecture-level cities. This dataset provides robust data support for research in regional economics, rural finance, and bank operations.
Time Period
As of May 15, 2023 (updatable as needed)
Data Scale
Field Display
Sample Data
Data Update Frequency
Updated annually