Introduction to bill acceptance information data of Shanghai Commercial Paper Exchange

 Bill acceptance refers to the act of the payee of the bill promising to bear the bill debt, which is a credit business of the bank. During the commodity transaction process, customers need to obtain bank credit support due to insufficient cash for purchase, and can apply to the bank for bill acceptance. Commercial bills accepted by banks have more reliable bank credit guarantees than commercial acceptance bills and have a wider circulation range. Strong liquidity. Bill acceptance not only reduces the capital occupation of enterprises, but also saves the cost of using funds. It is a regular banking business. However, in the early days, there were also problems such as the frequent occurrence of major bill risk cases and the illegal operation of bill intermediaries.

 The electronicization of bills and the establishment of a unified management platform for bill registration and information disclosure are important measures to improve the bill market system. On January 16, 2020, the commercial bill information disclosure platform approved by the People's Bank of China and constructed and operated by the Shanghai Commercial Paper Exchange went online for trial operation, ushering in a new path for risk control in the bill market. With the continuous development of the platform, more and more bill information is disclosed and displayed through the platform, which will further help improve the transparency of the bill business, effectively reveal the risks of the bill business, promote the circulation of commercial bills, enhance the vitality of the bill market, and more To effectively support the development of the real economy.

  CnOpenData database collects and organizes the detailed data of bill acceptance information disclosed by the commercial bill information disclosure platform, which is divided into Enterprise bill acceptance information table and Financial company bill acceptance information table, coveringthe name of the acceptor, the unified social credit code, the type of institution, the date of registration, the date of information disclosure, the name of the institution where the acceptor opened an account, the cumulative amount of acceptances (yuan), the cumulative amount of acceptances, and the balance of acceptances (yuan) ) acceptance balance, cumulative overdue amount (yuan), overdue balance (yuan), bill medium, disclosure date and other information, in order to provide valuable data for bill research.

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