Banks are financial institutions that engage in currency and credit operations. As products of the development of the commodity-money economy to a certain stage, they issue credit money, manage currency circulation, regulate fund supply and demand, and handle currency deposits, loans, and settlements.
Since the reform and opening-up, China's commodity economy has become increasingly dynamic, and the scale of the banking industry has developed rapidly. However, against the backdrop of accelerated interest rate liberalization, intensified internal and external competition, and declining profit growth, banking financial institutions must implement strategic adjustments in their business structure, resource allocation, and regional layout. Industry research tailored to the development environment and market demand has become increasingly crucial.
To support relevant research, CnOpenData presents China's total bank loan structure data, covering loan structure information disclosed in annual and interim reports of hundreds of domestic banks. The dataset includes fields such as bank name, year, reporting period, item name, end-of-period amount, proportion, and year-on-year comparison.
Time Range
2017-2023.8.31
Field Display
Sample Data
Relevant Literature
- She Kaiwen, Shen Yu, Zhao Shaoyang, 2024: "The Impact of Big Data on Bank Credit Behavior: Evidence from Digital Social Credit Platforms," Economic Research Journal, No. 3.
- Ding Xin, Zhou Ye, 2024: "Digital Transformation and Bank Credit Allocation: Based on the Perspective of Bank Loans to the Real Economy," The Journal of Quantitative & Technical Economics, No. 3.
- Liu Guanchun, Chen Xiaoxiong, Huang Xuesong et al., 2024: "Bank Liability Structure and the Risk-Taking Channel of Monetary Policy," Management World, No. 7.
- Guo Junjie, Fang Ying, Guo Ye, 2024: "Environmental Regulation, Short-Term Failure Tolerance, and Corporate Green Innovation: Evidence from Green Credit Policy Practices," Economic Research Journal, No. 3.
Data Update Frequency
Not updated