Banks are financial institutions that manage monetary and credit operations. As products of developed commodity-money economies, they facilitate currency issuance, monetary circulation regulation, capital supply-demand balancing, and handling currency deposit-loan operations along with settlement services.
Since the reform and opening-up, China's commodity economy has become increasingly dynamic, driving rapid expansion in the banking sector. However, under current conditions of accelerated interest rate liberalization, intensified internal-external competition, and declining profit growth, financial institutions must implement corresponding strategic adjustments in business structure, resource allocation, and regional layout, making industry research on development environments and market demands increasingly crucial.
To support related research, CnOpenData presents China's total bank loan structure data, covering loan structure information disclosed in annual and interim reports of hundreds of domestic banks, including fields such as Bank Name(银行名称), Year(年份), Reporting Period(报告期), Item Name(项目名称), Closing Balance(期末数), Proportion(占比), and Year-on-Year Growth(同比).
Time Coverage
2017-2023.8.31
Field Display
Sample Data
Relevant Literature
- She Kaiwen, Shen Yu, Zhao Shaoyang, 2024: "The Impact of Big Data on Bank Credit Behavior: Evidence from Digital Social Credit Platforms," Economic Research Journal 3.
- Ding Xin, Zhou Ye, 2024: "Digital Transformation and Bank Credit Allocation: From the Perspective of Bank Loans to the Real Economy," The Journal of Quantitative & Technical Economics 3.
- Liu Guanchun, Chen Xiaoxiong, Huang Xuesong et al., 2024: "Bank Liability Structure and Monetary Policy Risk Transmission Channels," Management World 7.
- Guo Junjie, Fang Ying, Guo Ye, 2024: "Environmental Regulation, Short-Term Failure Tolerance and Corporate Green Innovation: Evidence from Green Credit Policy Practices," Economic Research Journal 3.
Data Update Frequency
Annual Updates