Banks are financial institutions that operate currency and credit services. As products of developed commodity-money economies, they perform critical functions including issuing credit currency, managing monetary circulation, balancing capital supply and demand, and handling currency deposits, loans, and settlements.

  Since China's reform and opening-up, the commodity economy has become increasingly active, driving rapid expansion in the banking sector. However, under current conditions of accelerated interest rate liberalization, intensified internal and external competition, and declining profit growth rates, banking institutions must implement strategic adjustments in business structures, resource allocation, and regional layouts. Consequently, industry research addressing evolving development environments and market demands has grown increasingly vital.

  To support related research, CnOpenData presents comprehensive non-performing loan data covering hundreds of Chinese banks. This dataset integrates information disclosed in annual and interim reports, containing critical fields such as Bank Name (银行名称), Year (年份), Reporting Period (报告期), Loans Overdue 1-90 Days (逾期1-90天贷款), Loans Overdue 91-360 Days (逾期91-360天贷款), with distinct categories including Credit Loans (信用贷款), Guaranteed Loans (保证贷款), Mortgaged Loans (抵押贷款), and Pledged Loans (质押贷款).

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Time Coverage

2017-August 31, 2023

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Field Display

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Sample Data

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Data Update Frequency

Annual updates