Banks are financial institutions that operate currency and credit businesses. They are products of commodity-money economy reaching a certain stage of development, functioning through issuing credit money, managing currency circulation, adjusting fund supply and demand, and handling currency deposits, loans, and settlements.

  Since the reform and opening-up, China's commodity economy has become increasingly active, and the scale of the banking industry has developed rapidly. However, against the backdrop of accelerating interest rate liberalization, intensifying internal and external competition, and declining profit growth rates, banking financial institutions must strategically adjust their business structures, resource allocations, and regional layouts. Industry research tailored to the development environment and market demand has become increasingly crucial.

  To support related research, CnOpenData has launched Non-performing Loan Data of All Banks in China. This dataset encompasses hundreds of domestic banks, featuring information disclosed in their annual and interim reports. It includes fields such as Bank Name, Year, Reporting Period, Loans past due 1-90 days (逾期1-90天贷款), Loans past due 91-360 days (逾期91-360天贷款), and distinguishes between different categories such as Credit Loans (信用贷款), Guaranteed Loans (保证贷款), Mortgaged Loans (抵押贷款), and Pledged Loans (质押贷款).

---

Time Period

2017-August 31, 2023

---

Field Display

---

Sample Data

---

Data Update Frequency

No updates