Banks are financial institutions that engage in currency and credit operations. They issue credit money, manage currency circulation, regulate the supply and demand of funds, and handle currency deposits, loans, and settlements. They are products of the development of the commodity-money economy to a certain stage.
Since the reform and opening up, China's commodity economy has become increasingly active, and the scale of the banking industry has developed rapidly. However, in the current context of accelerating interest rate liberalization, intensifying internal and external competition, and declining profit growth, banking financial institutions are required to make corresponding strategic adjustments in business structure, resource allocation, and regional layout. Industry research tailored to the development environment and market demands is becoming increasingly important.
To support related research, CnOpenData has launched operational data for all banking businesses in China, covering business operation information disclosed in annual and interim reports of hundreds of domestic banks, including personal finance business, asset management business, and channel development.
Time Period
2018-2023.8.31
Field Display
Sample Data
Relevant Literature
- Zhu Jigao, Hu Shiyang, Lu Zhengfei, 2016: "Determinants and Economic Consequences of Commercial Banks Engaging in Shadow Banking Business—An Empirical Study Based on the Fund Providers in the Shadow Banking System," Journal of Financial Research, No. 1.
- Liu Mengfei, Zhang Xiaolan, Zhang Chao, 2012: "Research on the Correlation Among Business Diversification, Operating Performance, and Risks of Commercial Banks in China," Studies of International Finance, No. 8.
Data Update Frequency
Not updated