Banks are financial institutions that operate currency and credit services. They emerge at specific stages of commodity and monetary economic development, primarily through issuing credit currency, managing currency circulation, balancing capital supply and demand, and providing deposit-taking, lending, and settlement services.
Since the reform and opening-up, China's commodity economy has become increasingly vibrant, driving rapid expansion in the banking sector. However, under current pressures such as accelerated interest rate liberalization, intensifying internal and external competition, and declining profit growth rates, financial institutions must implement strategic adjustments in business structures, resource allocation, and regional layouts. Consequently, industry research addressing developmental environments and market demands has grown critically important.
To support related studies, CnOpenData introduces comprehensive operational data for all Chinese banks, covering business information disclosed in annual and interim reports of hundreds of domestic banks, including personal financial services, asset management operations, and channel development.
Time Coverage
2018-August 31, 2023
Field Display
Sample Data
Relevant Literature
- Zhu Jigao, Hu Shiyang, Lu Zhengfei, 2016: "Determinants and Economic Consequences of Commercial Banks' Engagement in Shadow Banking: Empirical Evidence from Fund Providers in the Shadow Banking System," Journal of Financial Research No. 1.
- Liu Mengfei, Zhang Xiaolan, Zhang Chao, 2012: "A Study on Business Diversification, Operational Performance, and Risk Correlation in China's Commercial Banking Sector," International Finance Research No. 8.
Data Update Frequency
Annual updates