Banks are financial institutions that engage in monetary and credit operations. They issue credit currency, manage money circulation, regulate the supply and demand of funds, and handle currency deposits, loans, and settlements. They are a product of the development of the commodity-money economy to a certain stage.
Since the reform and opening up, China's commodity economy has become increasingly active, and the scale of the banking industry has developed rapidly. However, against the backdrop of accelerating interest rate liberalization, intensifying internal and external competition, and declining profit growth, financial institutions in the banking sector must make corresponding strategic adjustments in their business structure, resource allocation, and regional layout. Industry research targeting the development environment and market demands has become increasingly important.
To support relevant research, CnOpenData has launched data on the top ten borrowers of all banks in China. This data covers information on the top ten borrowers disclosed in the annual and semi-annual reports of hundreds of domestic banks, including fields such as Bank Name, Year, Reporting Period, Borrower, Period-end Balance, Percentage of Total Loans, and Percentage of Net Capital.
Time Range
2016-2023.8.31
Field Display
Sample Data
Related Literature
- Ma Junlu, Guo Muxuan, Li Zeguang, 2013: "Bank Competition, Agency Costs, and Loan Maturity Structure—Empirical Evidence from Chinese Listed Companies," Financial Research, No. 4.
- Cai Qingfeng, Wu Qiyan, Wu Guanchen, 2024: "Local Implicit Debt, Bank Risk Perception, and Corporate Credit Accessibility," China Industrial Economics, No. 1.
Data Update Frequency
No updates