Banks are financial institutions engaged in currency and credit operations, emerging as products of developed commodity-money economies. They facilitate economic activities through issuing credit currency, managing monetary circulation, balancing capital supply-demand, and handling monetary deposits-loans and settlements.
Since China's reform and opening-up, the commodity economy has become increasingly vibrant, driving rapid expansion in the banking sector. However, under current challenges including accelerated interest rate liberalization, intensified internal-external competition, and declining profit growth, financial institutions must implement strategic adjustments in business structures, resource allocation, and regional layouts. Consequently, industry-specific research on developmental environments and market demands has gained critical importance.
To support related research, CnOpenData presents the Top Ten Borrowers Data of All Chinese Banks, covering information disclosed in annual and interim reports of hundreds of domestic banks. Key fields include bank name, year, reporting period, borrower, closing balance, proportion to total loans, and ratio to net capital.
Time Coverage
2016-August 31, 2023
Field Display
Sample Data
Related Literature
- MA Junlu, GUO Muxuan, LI Zeguang, 2013: "Bank Competition, Agency Costs and Loan Maturity Structure: Empirical Evidence from Chinese Listed Companies", Journal of Financial Research 4.
- CAI Qingfeng, WU Qiyan, WU Guanchen, 2024: "Local Implicit Debt, Bank Risk Perception and Corporate Credit Availability", China Industrial Economics 1.
Data Update Frequency
Annual Update